WASHINGTON (AP) — Higher mortgage rates have sent home sales tumbling.

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Credit card rates have grown more burdensome, and so have auto loans.

Savers are finally receiving yields that are actually visible, while crypto assets are reeling.

The Federal Reserve’s move to further tighten credit raised its benchmark interest rate by a sizable 0.75 percentage point for a second straight time.

The Fed’s latest hike, its fourth since March, will further magnify borrowing costs for homes, cars, and credit cards, though many borrowers may not feel the impact immediately.

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