LARAMIE, Wyo. (AP) — University of Wyoming Extension has published an 11-bulletin series to help people understand the decisions and legal requirements of estate planning.

The series is titled "Planning Ahead, Difficult Decisions" and can be found on UW Extension's web site or at extension offices across the state for free.

UW Extension personal finance specialist Cole Ehmke says many people believe that estate planning is for the elderly or the wealthy or is not something they want to discuss because it focuses on decisions that can be difficult.

But he says everyone should have an estate plan, particularly those who will leave dependents behind.

The bulletins are not intended to provide legal or financial advice, but rather to give readers a better understanding of estate planning issues.